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Global USD and EUR accounts with stablecoin settlement and privacy-first operations for businesses that move beyond legacy rails.

Monacom business account across desktop, card and mobile

OPERATING RAILS

USD · EUR · USDC · XMR

Global accounts

USD and EUR operating rails

Private settlement

USDC and Monero workflows

Built for business

One clear operating surface

Send and receive
payments with
global accounts

Get access to dedicated U.S. routing numbers and SEPA IBANs
to receive bank transfers through local rails, no bank account required.

ACH
wire
SEPA

Send and receive bank transfers using ACH, wire and SEPA.

Stablecoin and Monero transfers

Get paid in fiat. Withdraw instantly in stablecoins or privately via XMR.

Coming soon
Access crypto-backed and business loans with flexible terms to support your cash flow and growth.

Access crypto-backed and business loans with flexible terms to support your cash flow and growth.

Convert between USD and EUR with market-leading FX rates.

Convert between USD and EUR with market-leading FX rates.

Track every
dollar and action

See every transaction and approval in one place, so you can monitor activity and optimize your financial operations with confidence.

Cards built for
global business

Corporate cards with real-time visibility and spend controls.

Coming soon

Get started with Monacom today

COMMON QUESTIONS

A few answers.

Everything you need to know before opening an account.